By using this Site, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree to these Terms, please do not use the Site.
2. Services Provided
Local Benefits Guide offers a digital platform that provides general information about available assistance programs and may connect users with licensed professionals who can help evaluate individual eligibility. We do not directly offer, sell, or underwrite any insurance or government-sponsored products.
3. Eligibility Quiz & Recommendations
Any tools, quizzes, or recommendation engines available on the Site are informational in nature and rely on user-provided inputs. Results do not guarantee eligibility or qualification for any specific benefit or program. Final decisions are made by authorized providers, agencies, or institutions.
4. User Responsibilities
By using the Site, you agree that you will not:
Use the Site for any unlawful or harmful purposes.
Provide false, inaccurate, or misleading information.
Attempt to interfere with or compromise the Site’s operation, security, or functionality.
5. Intellectual Property
All content on this Site, including text, design, graphics, logos, images, software, and other materials, is owned or licensed by Local Benefits Guide and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any content without prior written consent.
6. Disclaimers and Limitation of Liability
No Warranties: The Site and its contents are provided “as is” and without warranties of any kind, whether express or implied.
Limitation of Liability: To the fullest extent permitted by law, Local Benefits Guide shall not be liable for any indirect, incidental, or consequential damages arising from or related to your use of the Site.
7. Indemnification
You agree to defend, indemnify, and hold harmless Local Benefits Guide, its affiliates, employees, and partners from and against any claims, losses, damages, or liabilities arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.
8. Governing Law
These Terms shall be governed and interpreted in accordance with the laws of the State of Colorado, without regard to conflict of law principles.
9. Changes to These Terms
We reserve the right to update or modify these Terms at any time without prior notice. Updated versions will be posted on the Site with the revised effective date. Continued use of the Site after changes constitutes acceptance of the new Terms.